Except as otherwise provided by this Act, every employer carrying on any business in Great Britain shall insure, and maintain insurance, under one or more approved policies with an authorised insurer or insurers against liability for bodily injury or disease sustained by his employees, and arising out of and in the course of their employment in Great Britain in that business, but except in so far as regulations otherwise provide not including injury or disease suffered or contracted outside Great Britain. Shibboleth / Open Athens technology is used to provide single sign-on between your institutions website and Oxford Academic. The dates will coincide with the earliest date on which the change (e.g an insertion, a repeal or a substitution) that was applied came into force. Changes and effects are recorded by our editorial team in lists which can be found in the Changes to Legislation area. Employer's Liability (Defective Equipment) Act 1969 - Legislation.gov.uk Reid v Rush and Tompkins Group Plc (1989) established that there is no requirement to advise employees to obtain insurance for themselves: Language links are at the top of the page across from the title. section 22 of the Financial Services and Markets Act 2000; any relevant order under that section; and, This Act shall not require an employer to insure. Employers' liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness whether they are caused on or off site. See our ". The Job Accommodation Network (JAN) is a free service sponsored by DOL's Office of Disability Employment Policy that provides information on the employment provisions of the ADA and other disability-related laws, and on specific job accommodations for people with disabilities. You may not need employers liability insurance for people who work for you where: In some cases you will not need additional employers liability insurance for volunteers or for: The Health and Safety Executive (HSE) enforces the law on employers liability insurance and HSE inspectors can check that you have employers liability insurance with an approved insurer for at least 5 million. [CDATA[/* >